The super tactic couples shouldn’t ignore
Contents
Rob Devlin in
The Australian
on a super tactic couples shouldn’t overlook.
Our Head of Advice, Rob Devlin, recently featured in The Australian discussing a simple but powerful strategy that can help couples strengthen their retirement outcomes: super contribution splitting.
It’s an approach many households overlook, but it can make a meaningful difference, especially when one partner has taken time out of the workforce or earns less over their career.
Why it matters
When super balances grow unevenly, it can leave one partner at a disadvantage later in life. Contribution splitting helps level the playing field by allowing a higher-earning partner to transfer a portion of their concessional contributions to their spouse’s super.
For many couples, this can mean:
- A more balanced retirement outcome
- Better use of contribution caps over time
- Increased flexibility and tax efficiency down the track
Simple but strong
As shared in the article, contribution splitting isn’t complex, but getting it right is key. Every fund has different rules, and timing matters. The right guidance can make sure the strategy fits your goals, your circumstances, and your long-term plan.
Building your future, together
At Tribeca, we’re all about helping you live your Good Life, today and in retirement. If you’d like to understand whether contribution splitting could benefit you and your partner, we’re here to help you explore the best path forward.
The next step
At Tribeca, we’re all about helping you live your Good Life, today and in retirement. If you’d like to understand whether contribution splitting could benefit you and your partner, we’re here to help you explore the best path forward.
The Australian
In a world of sound bites and spin, Australia’s national news brand, The Australian, keeps the nation accurately informed about the issues that matter.
For over half a century, The Australian has been the country’s most trusted source of news, insight, analysis and opinion.