Cashflow and debt management

We firmly believe that the creation of a great financial plan is built on the simple premise of “Spend Less Than You Earn”.  This often means we need to take the time and an excellent understanding of your household income and expenditure (inflows and outflows).

By focusing on the flow of money we can help ensure you have the right banking and lending structures that promote positive spending habits, reduce interest payments, and allow you to take control of where your money is going.  One of the simple targets we have is to make sure our clients generate a 20% ‘profit’ from your personal household ‘profit & loss’ statement.  Through detailed modelling we know that this is one of the first steps to gaining Financial Independence.