Gary, 72 and Liz, 71

  • Married
  • Pension income of $20,000 p.a. and Centrelink  income of $20,000 p.a.
  • Pension balances totaling $300,000, invested in a ‘balanced’ investment profile
  • Out of date wills

How did we help?

  • Allocated Pensions – we reviewed their allocated pension accounts in order to make a significant fee saving and re-structured their allocated pension investment portfolio in order to decrease their investment risk, whilst still investing in assets that will address their income needs.
  • Centrelink – based on alterations made to their allocated pension accounts, we were able to increase their Centrelink aged pension entitlements.
  • Estate planning – a review of their estate planning needs was completed by a legal professional and the appropriate documents, i.e. Will, Power of Attorney, etc. were updated accordingly.